(January 8, 2020, 12:05 PM EST) -- CINCINNATI — The Sixth Circuit U.S. Court of Appeals on Jan. 6 affirmed a lower federal court’s ruling in favor of an insurer in a lawsuit alleging that it breached the homeowners insurance policy by using the actual cash value and not replacement cost when it assessed the amount owed to the insured for roof damage caused by a windstorm (Murray Richelson v. Liberty Insurance Corp., No. 19-3035, 6th Cir.)....