Iowa High Court Affirms Policy’s ‘Electrical Currents’ Exclusion Bars Coverage

Mealey's (February 4, 2019, 1:17 PM EST) -- DES MOINES, Iowa — The Iowa Supreme Court on Feb. 1 affirmed an appeals court majority’s finding that an insurance policy's "electrical currents" exclusion precludes coverage for damage to equipment caused by arcing at an electrical substation owned by the city of West Liberty, Iowa, finding that coverage is excluded even though a squirrel triggered the arcing in this “story that probably would not have been written by Beatrix Potter” (West Liberty v. Employers Mutual Casualty Company, No. 16-1972, Iowa Sup., 2019 Iowa Sup. LEXIS 6)....