Mealey's (February 7, 2017, 1:17 PM EST) -- CAMDEN, N.J. — A federal judge in New Jersey on Feb. 2 found that a federal flood insurer’s letter that rejected its insured’s proof of loss for Superstorm Sandy damage constituted a written denial of the claim and, therefore, triggered a Standard Flood Insurance Policy’s (SFIP) one-year statute of limitations to bring a lawsuit (Anthony Migliaro v. Fidelity National Indemnity Insurance Co., No. 15-5688, D. N.J., 2017 U.S. Dist. LEXIS 15497)....