(January 14, 2021, 2:32 PM EST) -- SANTA ANA, Calif. — A putative class complaint accusing a lender of charging interest rates in violation of California’s unfair competition law (UCL) and Consumers Legal Remedies Act (CLRA) may proceed in the court system as the lender’s arbitration agreement with customers was unenforceable under the rule established in McGill v. Citibank, N.A., a California appellate panel ruled Jan. 11....