(September 16, 2019, 9:18 AM EDT) -- SAN JOSE, Calif. — A California appeals panel on Sept. 10 reversed a lower court’s order that sustained a demurrer without leave to amend a borrower’s claim alleging violation of the California Homeowner Bill of Rights (HBOR) but affirmed the court’s order sustaining the demurrer as to the unfair competition law (UCL) claim and seven other causes of action (Ronell D. Elwin v. Bank Of America, N.A. et al., No. H044007, Calif. App., 6th Dist., 2019 Cal. App. Unpub. LEXIS 6031)....