(October 22, 2018, 3:36 PM EDT) -- SANTA ANA, Calif. — A borrower on Oct. 4 sued a loan servicer in a California court, asserting that it violated the California Homeowners Bill of Rights Act (HBOR) and unfair competition law (UCL) when it initiated the foreclosure process while his loan modification application was under review (Dennis Gonzales v. Select Portfolio Servicing Inc., No. 2018-01022512, Calif. Super., Orange Co.)....