Mealey's (September 19, 2018, 1:40 PM EDT) -- SACRAMENTO, Calif. — A California appeals panel on Sept. 18 affirmed a trial court’s ruling that a borrower’s claims for violation of California’s unfair competition law (UCL) and other claims failed because a modification agreement entered into with the sellers was exempt under usury laws (Jefferson G. Smith v. Mov Hok Tang, et al., No. C076532, Calif. App., 3rd Cir., 2018 Cal. App. Unpub. LEXIS 6355)....