California Panel:  Insured’s Direct Physical Loss Claims Are ‘Mere Legal Conclusions’

Mealey's (May 31, 2023, 1:26 PM EDT) -- SAN DIEGO — A California appeals panel on May 30 affirmed a lower court’s grant of a commercial property insurer’s motion for judgment on the pleadings in a coverage dispute arising from the coronavirus pandemic, finding that it is clear that the causes of the insured’s business losses are not attributable to the presence of the coronavirus on its premises but are the purported result of “certain government orders, community infection, and assumption that the virus is ubiquitous.”...