Threat Of Contamination From Coronavirus Does Not Constitute Physical Loss

Mealey's (November 10, 2020, 12:33 PM EST) -- SAN FRANCISCO — A California federal judge on Nov. 9 dismissed an insured business’s suit seeking coverage for business losses caused by the COVID-19 pandemic because the insured failed to prove that the imminent threat of contamination by the novel coronavirus qualifies as a covered physical loss under its policy (Water Sports Kauai Inc. v. Fireman’s Fund Insurance Co., No. 20-3750, N.D. Calif., 2020 U.S. Dist. LEXIS 209547)....