Pollution Exclusion Does Not Bar Coverage For Honking Of Car Horns

Mealey's (November 4, 2020, 12:24 PM EST) -- SAN DIEGO — A pollution exclusion does not bar coverage for the honking of car horns by residents of a community driving through a neighboring community because the exclusion does not clearly and explicitly state that noise pollution includes the honking of car horns, a California federal judge said Nov. 3 in granting the insured’s motion for summary judgment (The Crosby Estate at Rancho Santa Fe Master Association v. Ironshore Specialty Insurance Co., No. 19-2369, S.D. Calif., 2020 U.S. Dist. LEXIS 205411)....