(August 14, 2020, 12:33 PM EDT) -- SANTA ANA, Calif. — A California appeals panel on Aug. 7 held that a lower court erred in granting summary judgment in favor of a health insurer and the administrator of the policy's mental health benefit on the plaintiffs' bad faith and California unfair competition (UCL) claims, clarifying "that to avoid bad faith liability, it is not enough that an insurer's ultimate decision might be considered reasonable at first glance" (Rafi Ghazarian, et al. v. Magellan Health, Inc., et al., No. G057113, Calif. App., 4th Dist., Div. 3, 2020 Cal. App. LEXIS 74)....