(January 2, 2020, 1:44 PM EST) -- SACRAMENTO, Calif. — A California appeals panel on Dec. 31 held that an insurance policy’s binding arbitration clause applies to a third party, reversing and ordering a lower court to order arbitration of a coverage dispute arising from an underlying injury that occurred at a convention center parking lot (Philadelphia Indemnity Insurance Company v. SMG Holdings Inc., No. C082841, Calif., App., 3rd Dist., 2019 Cal. App. Unpub. LEXIS 8686)....