Mealey's (May 30, 2017, 1:39 PM EDT) -- SAN FRANCISCO — An insurance industry placement facility and joint reinsurance association is obligated by California Insurance Code Section 2051 to pay the costs to repair an insured’s home, less depreciation, even if the amount exceeds the fair market value of her home, a California appeals panel ruled May 26 (California Fair Plan Association v. Marlene Garnes, No. A143190, Calif. App., 1st Dist., Div. 2, 2017 Cal. App. LEXIS 479)....