Ohio Appeals Panel Says Alleged Damages Fall Outside Insurance Policy

(June 20, 2016, 1:40 PM EDT) -- CHILLICOTHE, Ohio — Homeowners’ damages from the construction of a mobile home began before a policy period and, thus, are not covered under an insurance policy, an Ohio appeals panel affirmed June 16, finding that an insurer had no duty to defend or indemnify an insured (Lightning Rod Mutual Insurance Co. v. Robert Southworth d/b/a Bob’s Home Service, et al., No. 15CA3704, Ohio App., 4th Dist.; 2016 Ohio App. LEXIS 2313)....