Insured’s Defective Work Is An ‘Occurrence’ Under CGL Policy, Iowa High Court Says

Mealey's (June 13, 2016, 9:57 AM EDT) -- DES MOINES, Iowa — An insured’s faulty work may constitute an “occurrence” under an excess commercial general liability insurance policy, a majority of the Iowa Supreme Court affirmed June 10, also finding that a trial court did not err in instructing a jury to determine whether damages arose due to an “accident” constituting an “occurrence” by considering the insured’s viewpoint and what it intended or should reasonably have expected (National Surety Corp. v. Westlake Investments, LLC, No. 14-1274, Iowa Sup.; 2016 Iowa Sup. LEXIS 71)....