Mealey's (June 1, 2016, 11:13 AM EDT) -- MIAMI — A Florida federal judge held May 28 that because an exclusion bars coverage for an injury sustained by an insured’s employee, an insurer has no duty to defend or indemnify the insured against an underlying lawsuit arising from the workplace accident (Everest Reinsurance Co. v. American Guard Services, Inc., et al., No. 15-22404, S.D. Fla.; 2016 U.S. Dist. LEXIS 70212)....