Mealey's (January 25, 2023, 9:37 AM EST) -- CHICAGO — A disability insurer failed to provide a disability claimant with a full and fair review as required by the Employee Retirement Income Security Act because the insurer did not provide the claimant with a copy of a report completed by a consulting physician prior to reaching a final determination on the claim as required by the U.S. Department of Labor’s regulations on claims procedures, the Seventh Circuit U.S. Court of Appeals said....