Mealey's (October 20, 2022, 1:42 PM EDT) -- SEATTLE — The Ninth Circuit U.S. Court of Appeals affirmed dismissal of small business owner insureds’ breach of contract and bad faith coverage lawsuit arising from the coronavirus pandemic, holding the Washington Supreme Court’s ruling in Hill & Stout, PLLC v. Mut. of Enumclaw Ins. Co. foreclosed the insureds’ assertion that they are entitled to coverage for their losses arising from “direct physical loss of or physical damage to” their properties....