No Coverage Owed For Surface Or Flood Water Damage, Judge Says

(August 16, 2022, 9:33 AM EDT) -- CHARLESTON, S.C. — A homeowners insurer did not breach its contract or act in bad faith in denying an insured’s claim for water damage sustained in his home following a tropical storm because the policy’s exclusion for surface or flood water clearly bars coverage, a South Carolina federal judge said Aug. 8 in granting the insurer’s motion for summary judgment....