Insurer: Policies Must ‘Drop Down,’ Share Primary Coverage On Pro-Rata Basis

(April 26, 2016, 1:59 PM EDT) -- NEW YORK — A primary commercial auto insurer asked the Second Circuit U.S. Court of Appeals to reverse a lower court’s denial of its request for a pro-rata reimbursement from a primary commercial general liability insurer to help satisfy an underlying settlement arising from a car accident that injured three pedestrians (Hartford Underwriters Insurance v. Hanover Insurance Co., No. 15-2809, 2nd Cir.)....