(June 24, 2022, 9:07 AM EDT) -- JACKSON, Tenn. — After a one-day bench trial, a federal judge in Tennessee on June 22 ruled that a mortgage loan servicer was justified in determining that a borrower failed to properly remedy a default on her mortgage payments and that the servicer was justified in foreclosing on the borrower’s home because the borrower failed to provide the necessary evidence showing that she had received a loan modification in 2019....