Mealey's (June 3, 2022, 9:12 AM EDT) -- ATLANTA — In what it deemed an issue of first impression, a divided 11th Circuit U.S. Court of Appeals panel on May 24 ruled that a mortgage loan servicer’s monthly mortgage statements, which are required by the Truth in Lending Act (TILA), and its regulations can “constitute communications in connection with the collection of a debt” under the Fair Debt Collection Practices Act (FDCPA) and Florida’s Consumer Collection Practices Act (FCCPA) under certain circumstances....