(April 19, 2016, 12:10 PM EDT) -- DENVER — An insured seeking coverage for water and mold damage maintains in an April 11 reply brief filed in the 10th Circuit U.S. Court of Appeals that a Utah federal magistrate judge erred in granting judgment in an insurer’s favor because genuine issues of material fact exist regarding whether water and mold damage occurred over an extensive period of time and whether the damage was caused by a sudden and accidental escape of water (Thomas Wheeler v. Allstate Insurance Co., et al., No. 15-4159, 10th Cir.)....