Mealey's (April 20, 2022, 9:05 AM EDT) -- RICHMOND, Va. — The majority of the Fourth Circuit U.S. Court of Appeals on April 18 affirmed a district court’s ruling that an insurer owes coverage for a collapsed breezeway and that the insurer’s denial constituted a violation of North Carolina’s Unfair and Deceptive Trade Practices Act (UDTPA); however , the majority said the lower court erred in refusing to award the insured treble damages for violation of the UDTPA....