(April 8, 2016, 9:58 AM EDT) -- INDIANAPOLIS — A disability insurer did not act arbitrarily or capriciously in denying a claim for disability life insurance benefits because the disability life insurance benefit was not in the disability plan that was effective when the claimant became disabled, an Indiana federal judge said March 31 (James B. Sumpter v. Metropolitan Life Insurance Co., No. 13-347, S.D. Ind.; 2016 U.S. Dist. LEXIS 43844)....