5th Circuit: Suspension Of Dine-In Services Not Direct Physical Loss, Damage

Mealey's (January 6, 2022, 12:54 PM EST) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on Jan. 5 affirmed a lower federal court’s ruling in favor of a commercial property insurer in a barbecue restaurant insured’s lawsuit seeking business interruption coverage for its alleged losses arising from the coronavirus pandemic, finding that the suspension of the insured’s dine-in services during the pandemic is not a direct physical loss of or damage to its property to trigger coverage....

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