Mealey's (March 16, 2016, 1:55 PM EDT) -- BOSTON — A disability plan’s limitations period of three years is inapplicable, and Puerto Rico’s 15-year statute of limitations must be applied because the insurer violated Employee Retirement Income Security Act regulations when it failed to inform the disability claimant of the plan-imposed time limit for filing a suit, the First Circuit U.S. Court of Appeals said March 14 (Dionisio Santana-Díaz v. Metropolitan Life Insurance Co., No. 15-1273, 1st Cir.; 2016 U.S. App. LEXIS 4670)....