Divided 6th Circuit Affirms: Long-Term Care Policies Remain Continuously In Force

Mealey's (October 8, 2021, 10:39 AM EDT) -- CINCINNATI — Because two long-term-care insurance policies “reveal an intent to remain in force continuously,” the policies never incorporated changes in Florida and Ohio law prohibiting mandatory hospitalization provisions in such policies, a divided Sixth Circuit U.S. Court of Appeals panel ruled Oct. 4, affirming a lower court’s dismissal of an insured’s claims against the insurer and grant of summary judgment in the insurer’s favor on the other insured’s claims....