Mealey's (April 16, 2021, 2:05 PM EDT) -- NEW ORLEANS — An accidental death insurance policy’s “medical or surgical treatment” exclusion applies to a woman who bled to death after accidentally cutting her kidney catheter while changing her own bandages in preparation for an upcoming dialysis treatment, the Fifth Circuit U.S. Court of Appeals ruled April 13, affirming a Texas federal court’s decision upholding the denial of benefits in an Employee Retirement Income Security Act case....