Mortgage Payment Fees Found Not To Violate FDCPA, State Debt Collection Laws

(April 7, 2021, 2:20 PM EDT) -- LOS ANGELES — A federal judge in California on April 5 dismissed state and federal debt collection law claims brought by borrowers in a putative class action lawsuit against a mortgage servicer over its charging of “pay-to-pay” convenience fees for making mortgage payments online or over the telephone, ruling that the borrowers have failed to show that charging such fees violated the Fair Debt Collection Practices Act (FDCPA) or any corresponding state laws alleged by the borrowers....

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