4th Circuit: Life Insurer’s Claim Denial Citing Disability Was Abuse Of Discretion

Mealey's (April 2, 2021, 1:33 PM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on March 30 ruled that an insurer facing allegations of violating the Employee Retirement Income Security Act abused its discretion by denying supplemental life insurance benefits “in a manner inconsistent with the unambiguous terms” of the policy’s definition of total disability, remanding for a district court to enter summary judgment in the insured’s favor on that claim....