Judge:  Hair Salon Asserts Plausible Facts To Trigger Communicable Diseases Coverage

Mealey's (February 9, 2021, 9:20 AM EST) -- DETROIT — A federal judge in Michigan on Feb. 4 found that a commercial property insurance policy’s “virus and bacteria” and “consequential loss” exclusions bar business income, extra expense and civil authority coverage for a hair salon insured’s claims arising from the novel coronavirus pandemic and subsequent shutdown orders but that the insured’s claim under the policy’s communicable diseases coverage survives the insurer’s motion to dismiss....