Employee Exclusion Bars Coverage For Wrongful Death Suit, 5th Circuit Affirms

Mealey's (February 5, 2021, 1:12 PM EST) -- NEW ORLEANS — Applying Mississippi law, the Fifth Circuit U.S. Court of Appeals on Feb. 4 held that a general liability insurance policy’s “employee exclusion” bars coverage for an underlying wrongful death lawsuit because the decedent was working as an employee and not an independent contractor of the insured at the time of the fatal accident, affirming a lower federal court’s summary judgment ruling in favor of the insurer....