Mealey's (January 22, 2021, 10:52 AM EST) -- BALTIMORE — A federal judge in Maryland on Jan.14 ruled that a borrower’s claims against her lender for failing to properly notify her that she may not qualify for Home Affordable Modification Program (HAMP) loan modification are time-barred because the allegations in her amended complaint show that she knew or should have known “of the pending causes of action when she was notified” of lien issues with her property that prevented her from participating in the program....