Mealey's (January 21, 2021, 2:51 PM EST) -- ATLANTA — A borrower and her mortgage loan servicer recently asked the 11th Circuit U.S. Court of Appeals to determine whether a federal district court erred in dismissing the borrower’s class action claims accusing the loan servicer of violating the Fair Debt Collection Practices Act (FDCPA) and Florida Consumer Collection Practices Act (FCCPA) when charging her convenience fees when making her monthly mortgage payments over the phone or online....