No Direct Physical Loss To Restaurant; No Coverage, Judge Rules In Coronavirus Suit

Mealey's (January 21, 2021, 10:08 AM EST) -- PITTSBURGH — A federal judge in Pennsylvania on Jan. 15 granted an “all-risk” commercial property insurer’s motion to dismiss a restaurant and tavern operator’s class action seeking coverage for its business interruption losses caused by the novel coronavirus and the subsequent shutdown orders, noting that although the insured and similarly situated businesses incurred interruptions to their business operations in a “truly unexpected and unprecedented” way, the court must base its coverage analysis “only on the terms of the insurance contract.”...