Insured Fails To Plead ‘Physical Change’ To Properties’ Condition, Judge Rules

Mealey's (January 8, 2021, 11:03 AM EST) -- LOS ANGELES — A federal judge in California on Dec. 30 granted a commercial general liability insurer’s motion to dismiss a hand and orthopedic surgery practice insured’s breach of contract and bad faith lawsuit, finding that the insurance policy’s “loss of or damage to” language does not allow coverage for the interruption of the insured’s business as a result of the novel coronavirus pandemic....