Judge:  No Direct Physical Loss Incurred As A Result Of COVID-19 Shutdown Orders

Mealey's (January 4, 2021, 12:43 PM EST) -- MIAMI — No coverage is owed to an insured salon and medical spa for business losses sustained as a result of shutdown orders issued in the wake of the COVID-19 pandemic because the insured failed to show that it sustained a direct physical loss to its insured property, a Florida federal judge said Dec. 30 in granting the insurers’ motion to dismiss....