(February 1, 2016, 2:38 PM EST) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on Jan. 28 affirmed a district court's decision finding that several lenders did not violate the Fair Debt Collection Practices Act (FDCPA) because they were not debt collectors under the FDCPA (Alexander Harvin v. Nationwide Title Clearing, et al., No. 15-11262, 11th Cir.; 2016 U.S. App. LEXIS 1376)....