Insured Sufficiently Alleged Auto Insurer’s Total Loss Calculation Was Unreasonable

Mealey's (November 19, 2020, 12:34 PM EST) -- MEMPHIS, Tenn. — A Tennessee federal judge on Nov. 17 denied an auto insurer’s motion to dismiss a class action alleging that the insurer breached its contract and acted in bad faith in determining a vehicle’s total loss value because the insured sufficiently alleged that she sustained damages and sufficiently alleged that the insurer’s total loss calculation was unreasonable (Jessica Clippinger, et al. v. State Farm Mutual Automobile Insurance Co., No. 20-2482, W.D. Tenn., 2020 U.S. Dist. LEXIS 214856)....