Insureds’ COVID-19 Contract Breach, Bad Faith Claims Dismissed

Mealey's (November 12, 2020, 2:05 PM EST) -- ST. LOUIS — Although insureds have standing to bring their insurance breach of contract and bad faith claims against a commercial property insurance provider and three of its subsidiaries stemming from the insurers’ denial of business loss income benefits stemming from COVID-19 business closures, dismissal of their claims against the provider is warranted because the insurers did not contract with the provider for their insurance policies, a federal judge in Missouri ruled Nov. 10 (Robert E. Levy D.M.D. LLC, et al. v. Hartford Financial Services Group Inc., et al., No. 20-643, E.D. Mo., 2020 U.S. Dist. LEXIS 210267)....