Mealey's (January 27, 2016, 2:31 PM EST) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on Jan. 26 affirmed a lower federal court’s finding that a 2004 commercial crime insurance policy extended employee dishonesty coverage only to losses an insured incurred as a result of alleged fraudulent conduct occurring during the 2003 and 2004 policy periods (EMCOR Group Inc., et al. v. Great American Insurance Co., No. 14-1682, 4th Cir.; 2016 U.S. App. LEXIS 1229)....