7th Circuit Upholds Ruling For Collection Company Accused Of Deceptive Letter

Mealey's (October 13, 2020, 1:43 PM EDT) -- CHICAGO — A collection letter that included an itemized breakdown and made statements regarding no interest or fees being added during the present time “would not confuse or mislead the reasonable unsophisticated consumer,” a Seventh Circuit U.S. Court of Appeals panel ruled Oct. 8, affirming dismissal of a putative class complaint alleging that the letter violated the Fair Debt Collection Practices Act (FDCPA) (Joseph Degroot, et al. v. Client Services, Incorporated, No. 20-1089, 7th Cir., 2020 U.S. App. LEXIS 31951)....