Underlying Suit Arising Out Of Toxic Mold Damages Is Precluded From Coverage

Mealey's (May 21, 2020, 1:01 PM EDT) -- OPELIKA, Ala. — An insurer has no duty to defend its insured against an underlying suit alleging that the insured’s negligent work caused toxic mold to develop in a home because the alleged damages did not occur during the policy period and because the policy’s fungi and bacteria exclusion precludes coverage, an Alabama federal judge said May 20 (Owners Insurance Co. v. GTR Inc., et al., No. 18-377, M.D. Ala., 2020 U.S. Dist. LEXIS 88337)....