Insurer Has No Duty To Defend, Indemnify Faulty Silo Work, 8th Circuit Says

Mealey's (May 13, 2020, 9:48 AM EDT) -- ST. LOUIS — Under Missouri law, damage from a contractor’s allegedly shoddy work in a silo was “foreseeable or expected” and, thus, not an “accident” that caused an “occurrence” under a commercial general liability insurance policy, the Eighth Circuit U.S. Court of Appeals ruled May 12 (American Family Mutual Insurance Company, S.I. v. Mid-American Grain Distributors, LLC, et al., Nos. 19-2050 & 19-2171, 8th Cir., 2020 U.S. App. LEXIS 15068)....