Magistrate Judge:  OCIP Exclusion Relieves Insurer Of Duty To Defend Defects Case

Mealey's (January 28, 2020, 10:35 AM EST) -- WEST PALM BEACH, Fla. — An insurance policy’s exclusion for “projects and operations covered by a consolidated (wrap-up) insurance program” (OCIP exclusion) precludes coverage to an additional insured for an underlying construction defects lawsuit, a Florida federal magistrate judge held Jan. 24, finding that the insurer has no duty to defend (Liberty Mutual Fire Insurance Co. v. Southern-Owners Insurance Co., No. 18-81018, S.D. Fla., 2020 U.S. Dist. LEXIS 12757)....