Mealey's (November 19, 2019, 9:22 AM EST) -- COLUMBUS, Ohio — A disability insurer’s denial of long-term disability (LTD) benefits was not arbitrary and capricious because the insurer considered the opinions of the claimant’s treating physicians in addition to the insurer’s independent reviewers, an Ohio federal judge said Nov. 15 in denying the claimant’s motion for judgment on the administrative record (Daniel M. Wehner v. Standard Insurance Co., No. 18-982, S.D. Ohio, 2019 U.S. Dist. LEXIS 198660)....