Life Insurance Policy Is An ERISA Plan; State Law Claims Preempted, Magistrate Says

(December 7, 2015, 2:55 PM EST) -- BIRMINGHAM, Ala. — Because a life insurance policy is governed by the Employee Retirement Income Security Act, a beneficiary’s state law claims related to the insurer’s denial of benefits and alleged misrepresentation are preempted under ERISA, an Alabama federal magistrate judge said Nov. 13 (Laresea Woods v. American United Life Insurance Co., No. 15-859, N.D. Ala.; 2015 U.S. Dist. LEXIS 153531).

(Opinion available. Document #54-151209-035Z.)

Laresea Woods, the beneficiary of the life insurance policy of her mother, Corine Woods, filed suit in the U.S. District Court...
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