Insured Failed To Support Claim For Punitive Damages In Water Coverage Dispute

Mealey's (June 24, 2019, 11:44 AM EDT) -- NEWARK, N.J. — An insured homeowner seeking coverage for water damage to her home cannot maintain a claim for punitive damages against her insurer because the insured failed to allege that the insurer’s actions in partially denying her claim were driven by actual malice or a wanton and willful disregard, a New Jersey federal judge said June 20 in dismissing the claim for punitive damages (Elizabeth Johnson v. Encompass Insurance Co., No. 17-3527, D. N.J., 2019 U.S. Dist. LEXIS 103290)....