Mealey's (June 11, 2019, 2:45 PM EDT) -- ATLANTA — A Georgia appeals court panel on June 5 affirmed a lower court’s ruling in favor of an insured in a commercial insurance coverage dispute, finding that the insurer breached the policy by refusing to defend the entire lawsuit brought against its insured and that its failure to file a declaratory action as to coverage is “fatal to its claims” (Southern Trust Insurance Company v. Mountain Express Oil Company, No. A19A0018, Ga. App., 4th Div., 2019 Ga. App. LEXIS 302)....